ULIP or Unit linked insurance plans offer life insurance solutions with the risk protection in form of insurance cover and investment flexibility in terms of units. Units contain the pure investment part of the insurance which is based on value of underlying assets as mentioned in ULIP plan. Add tax benefits and it becomes easy to understand their popularity in India.

Many insurance companies offer ULIPs and each company offers many different schemes.

 

You can choose a ULIP according to how fund money is invested. ULIPs are available in form of diversified equity funds, balanced funds, debt funds etc. ULIPs offer flexibility since premiums can be either one time lump sum or periodic like annual, biannual, monthly etc. If you have surplus funds you can increase the premium amount you pay and vice versa.

In a ULIP plan one should look at the total life insurance cover provided, the premium for risk cover and all other charges applicable. The balance amount after deducting the premiums and charges is the amount invested in the fund. It is important to remember that investment risk remains with the policyholder.

 

 

Do you really care for your child? Well it is very important to secure the life of your child and so in this case you need to get the best child insurance India that provides your child with much better advantages.

 

Get different plans where the premium is too low and that does not let you empty your pockets. Decide how much amount of money you are ready to invest for the insurance of your child per year. The amount that you have to pay also does not cost you much. You can find lots of different insurance plans where you can buy the policy after getting to know the details online.

Make sure you make the right choice for the insurance of your child.

 

 

 

Money back plans protect your family’s financial interests from circumstances such as death or critical illness of the policy holder. Periodic payouts create wealth for meeting financial commitments at key stages in life.

 

Money back plans are one of the more popular life insurance plans in India. These life insurance plans offer periodic payouts to the policyholder as survival benefits during the term of the policy. Thus they offer both investment and insurance in one package.

 

Research, compare and purchase your money back policy using our booking engine. A well-chosen policy gives benefits of lower risk, assured returns and possibility of added tax benefits. We urge you to choose your money back life insurance plan carefully, after considering the premiums you are willing to pay. Ensure that the time and amount of the payout suits your financial plans and anticipated needs.

 

If you are considering buying money back life insurance policy, keep in mind they provide a death claim of the full amount insured at any time during the policy, regardless of any periodic payouts given. Bonus amount is also calculated on the full amount insured.

 

 

Pension plans provide financial security to policyholders during their retirement days and so it’s important to choose a pension plan carefullySky high costs throw even a well-salaried person off balance. With rates rising everyday, you can imagine how high they will be when you are about to retire. It is reasonable to start thinking about a good retire plan that fits your needs. Begin by understanding the pension amount you would require and the premiums you can afford.

 

India has a growing elderly population with most of them having no formal access to retirement benefits. Most are still dependent on their children for old age care. The government has set up Pension Fund Regulatory Development Authority to promote old-age income security by establishing, developing and regulating pension funds.

Pension Plans are individual insurance plans that impact your future by providing financial stability during old age. Pension plans are suitable not only senior citizens, but anyone planning for a secure future.

 

With an increasing number of young Indian professionals moving away from traditional joint family structure, parents have realized the need to be careful for their retirement years. Pension plans are their best friend offering a comprehensive long term financial plan for retirement years.